Hurricane Ian (Category 4) taking aim on Florida

A portion of the Sanibel Causeway has been washed away by storm surge from Hurricane Ian, according to live video from CNN affiliate WBBH.

The causeway is the only way to get to or from Sanibel and Captiva Islands to Florida's mainland.

Sanibel Causeway and Pine Island Bridge are "not passable and they are going to require structural rebuilds," said Florida Gov. Ron DeSantis during an update briefing on Thursday.
 
Munkus said:
:eek:
That's awful. Hope you're OK there in Orlando.
Click to expand...

acroig said:
Amazing you have power Jay, saw that over 2 million are out in the area. :eek:
Click to expand...

Orlando didn't get too bad of a storm, basically a Cat 1 with 80-90mph wind gusts. Our neighborhood is good, but work... not so much, lots of old growth oak trees that just aren't meant to be in these kind of storms. Their roots spread out, but not down, so some steady winds and they just collapse.

Still making my way to the locations, but... we were lucky.

Sanibel, Ft. Myers, and all of those on the Gulf, they took the brunt and that area is like New Orleans without the levees... they know that surge is an issue, but people keep building the canals inland, so miles inland you're "waterfront" or "water access" but that just means when we have these storms, that surge has multiple, low resistance ways to cause damage. We develop lands for aesthetic, not practicality... Dunes and natural barriers are a must to keep these things in check, but... boomers gotta boom in Florida to retire.... :bleh:
 
acroig said:
A portion of the Sanibel Causeway has been washed away by storm surge from Hurricane Ian, according to live video from CNN affiliate WBBH.

The causeway is the only way to get to or from Sanibel and Captiva Islands to Florida's mainland.

Sanibel Causeway and Pine Island Bridge are "not passable and they are going to require structural rebuilds," said Florida Gov. Ron DeSantis during an update briefing on Thursday.
Click to expand...

Not sure what the population is but that's a lot of homes between Captiva and Sanibel Islands who only have access through the Sanibel Causeway. Apparently, a significant number of people stayed home on the islands who have to be rescued now.
 
Koenig said:
Not sure what the population is but that's a lot of homes between Captiva and Sanibel Islands who only have access through the Sanibel Causeway. Apparently, a significant number of people stayed home on the islands who have to be rescued now.
Click to expand...

About 6700+ from what I read.
 
When the "authorities" and media cry wolf, hype up and exaggerate every little storm that comes along, people are going to tune out even when a major serious threat eventually shows up.

And yes, a lot of Floridians are stubborn. They know this is the cost of living down there and they're going to ride out the storms, even if it's not the wisest idea.
 
aI work in IT for a flood insurance servicing company. There's talk in the industry that many of the smaller insurers will become insolvent because of this hurricane. Simply not enough money in the piggy bank to cover all those losses. Lots of companies are going to pull out of the Gulf states completely. It's going to become much harder (and more expensive) to get home & flood insurance in those areas.
 
Even if you didn't get damaged by this hurricane in Florida, lots of insurance companies will be leaving the State like all the big one's did in 2004.

Whatever two-bit companies are left will be jacking up premiums like you wouldn't believe.

No one gets out alive.

Truth be told, due to climate change, Florida's days are numbered. It won't even be 10 years before the ocean will start to flirt with people's property line on the beach. You don't need an inch of sea water in your kitchen before your property is worthless. It just needs to crawl on the property line.

When insurance can't cover your property, you can't get a mortgage. There are places already in Miami where no bank will even give you a 30 year mortgage, because they know your property may not be there. The second those rich houses on the beach are worthless, you think anyone else on the coast is going to risk the same things?

*Pushes in all chips - I give it 10 years and all you will hear about is how folks are leaving Florida and moving up North.

The crazy smart go long play - buy property along the Great Lakes.
 
AllexxisF1 said:
Even if you didn't get damaged by this hurricane in Florida, lots of insurance companies will be leaving the State like all the big one's did in 2004.

Whatever two-bit companies are left will be jacking up premiums like you wouldn't believe.

No one gets out alive.

Truth be told, due to climate change, Florida's days are numbered. It won't even be 10 years before the ocean will start to flirt with people's property line on the beach. You don't need an inch of sea water in your kitchen before your property is worthless. It just needs to crawl on the property line.

When insurance can't cover your property, you can't get a mortgage. There are places already in Miami where no bank will even give you a 30 year mortgage, because they know your property may not be there. The second those rich houses on the beach are worthless, you think anyone else on the coast is going to risk the same things?

*Pushes in all chips - I give it 10 years and all you will hear about is how folks are leaving Florida and moving up North.
Click to expand...

8XGrLYz.jpg
 
Guess how bad this is going to be for Floridians right now.

What's that? What do you mean my two-bit insurance company that I have been paying outrageous premiums is out of business? WHERE'S MY MONEY?

Hey, I got some money, why can't I buy drywall anywhere?

What's that!? I have to wait eight months for my new windows?!

ROMEX COSTS HOW MUCH!?

Wait why does oil prices have to do with roof shingles!? THEY'RE WAT? MADE OF OIL?

Hey I gave this contractor guy what little money I had, and he's not answering my calls.

Yeah, it's going to get nasty. It was nasty in 2004 when we lived through 4 hurricanes and now with inflation and supply chain issues H.O.L.Y. S.H.I.T.
 
Friend of mines fled to Canada but unfortunately did not sell his home in time. Buyer asked for a delay and a second inspection after the storm is gone. With the late turn in the hurricane track I'm thinking his old home is probably okay but yeah the insurance thing might make the buyer low ball more.
 
dodger said:
Friend of mines fled to Canada but unfortunately did not sell his home in time. Buyer asked for a delay and a second inspection after the storm is gone. With the late turn in the hurricane track I'm thinking his old home is probably okay but yeah the insurance thing might make the buyer low ball more.
Click to expand...

I think I found an up-to-date photo of it:

chrome-capture-2022-4-11-1.gif




Don't worry though, the inspector is used to this kind of stuff:

buster-keaton-house-fall.gif
 
A friend of mine moved from California to a nice beachfront home in Pensacola in 2002. It was really nice. We visited in 2003. 2004 Ivan hit and destroyed it. He had both flood and wind coverage. The flood people blamed the damage on wind and vice versa. He fought for years and never could rebuild. Florida hurricane insurance is a joke.
 
SD-[Inc] said:
A friend of mine moved from California to a nice beachfront home in Pensacola in 2002. It was really nice. We visited in 2003. 2004 Ivan hit and destroyed it. He had both flood and wind coverage. The flood people blamed the damage on wind and vice versa. He fought for years and never could rebuild. Florida hurricane insurance is a joke.
Click to expand...

Yes, it is, and now everyone will see how bad it is. All major insurers left after Andrew in '92.
 
Friend still has no word on his house but he thinks it's okay. Has heard from all his friends in the area so that's good as the death toll has risen to the 50's or 60's depending on the news outlet.

Read that insurance companies in FL deny about 30-40% of claims as flood so if you don't have flood (and even if you do according to SD) it's going to be a slog: https://www.politico.com/news/2022/10/01/hurricane-ian-will-financially-ruin-homeowners-00059615 (despite the source there's very little politics in it)
 
You must log in or register to reply here.
Back
Top